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Legal Disclosures

We believe the information provided on this web site to be accurate, product rates and features can change quickly. In order to guarantee the accuracy of the information please contact us directly. All information provided by BeatCDRate is reflective of the information we have received by both you and the insurance company based on the date we were provided the information.

If BeatCDRate provides information to any person or company in a jurisdiction in which BeatCDRate is either not duly licensed and/or appointed, BeatCDRate will become duly licensed and appointed as soon as time would permit.

BeatCDRate may, on occasion, provide information about certain companies and products which we are not appointed to sell. This information is provided as a courtesy and should not be construed as a solicitation for the sale of such products.

In no event shall BeatCDRate or its owners either collectively or individually, be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information contained herein.

Annuity products are issued by life insurance companies. They are considered general account assets are subject to the claims paying ability of the issuing insurance company. Annuity product guarantees rely on the financial strength of the issuing insurer. Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC. Not all annuities are available in all states. Any withdrawals may be subject to income tax and/or surrender charges. Withdrawals prior to age 59 1/2, may incur a 10% federal penalty tax. Information on this site is not intended to provide tax or legal advice. You are encouraged to seek tax or legal advice from a qualified professional.